Practice Areas

Property & Casualty

The property and casualty insurance industries are shaped by a unique set of factors.   Skarzynski Black’s Property & Casualty team provides clients with the sophisticated counsel they need in order to navigate the most challenging claims and legal issues faced by property and casualty insurers.  We advise property and casualty markets on claims handling, coverage and related litigation under a wide range of manuscript and standard property and casualty forms.
 
Our deep property insurance coverage and litigation experience includes large, complicated claims arising from catastrophic events such as hurricanes or bridge, pier and crane collapses.  Over the years, we also have developed the skills to handle bad faith, fraud and arson claims. We have successfully handled large losses involving manufacturing, industrial, commercial and residential buildings, utility and power, mining, equipment failure, chemical storage, dams, factories, warehouses, hotels, entertainment facilities and large residential complexes.
 
We guide our property clients through the nuances of time element and other coverage issues, including business interruption, contingent business interruption, delay in completion, advance loss of profits, extra expense, civil authority, ingress/egress, mold, demolition and increased cost of construction, code upgrades, concurrent causation, ensuing loss, contamination and pollution, deductibles, retentions, other insurance, earth movement/subsidence, faulty workmanship and design, collapse, war risks, terrorism and spoilage. 
 
Our casualty expertise is equally broad.  We counsel insurers through the challenging issues presented by complex claims, including commercial general liability, products and completed operations, environmental and toxic tort, and construction and transportation matters.  We also defend manufacturers, construction companies, and other entities facing related litigation.