Practice Areas

Crisis Management & Product Contamination and Recall Coverage

Skarzynski Marick's Crisis Management & Product Contamination and Recall Coverage team represents insurers as to coverage under product contamination and recall insurance policies, and in drafting these policies. We counsel insurers as to coverage and represent them in litigation on various key issues: trigger of coverage (contamination first discovered and reported, accidental product contamination, governmental recall and other triggers); policy formation / application misrepresentation; pre-policy knowledge coverage limitations; the scope and limitations on any covered loss; and the coordination of coverage under third-party liability policies. Our team has a thorough understanding of the intricate coverage issues presented by losses in the beverage and food industries and how to address demands for coverage.